Your bank already texts you every time you spend.

Masarefi turns those messages into a categorized, running picture of your spending — automatically, and without any of it leaving your phone unless you choose to back it up.

Request early access

Currently in private testing with a pilot group in Jordan.

Zero-effort capture

No "log this expense" screen, ever. A bank SMS becomes a categorized transaction on its own — nothing to type, no habit to maintain.

Private by design

Your bank's message is read on your device and never stored or sent anywhere as raw text — only the amount, merchant, and category are kept.

See where it goes

A clear month-to-date picture of spending by category, built entirely from the messages your bank already sends you — no bank API, no email sync.

Masarefi dashboard showing this month's spending total and category breakdown
This month, at a glance
Masarefi transactions screen showing a day's categorized transactions
Every transaction, categorized