Automatic SMS tracking

Your bank already texts you every time you spend.

Masarefi turns those messages into a categorized, running picture of your spending - automatically, and without any of it leaving your phone unless you choose to back it up.

Request early access Currently in private testing with a pilot group in Jordan.

Zero-effort capture

A bank SMS becomes a categorized transaction on its own - nothing to type, no habit to maintain.

Private by design

Read on your device and never stored or sent anywhere as raw text - only amount, merchant, and category are kept.

See where it goes

A clear month-to-date picture of spending by category, built from the messages your bank already sends you.

Handles foreign currency

A charge in another currency converts to JOD automatically, using a live exchange rate.

Masarefi dashboard showing this month's spending total and category breakdown